HDFC Life Guaranteed Pension Plan
101N092V07A non-linked non-participating pension plan offering ‘Guaranteed Additions’ of 3% of sum assured on vesting that get accrued for each completed policy year. Inbuilt is ‘Guaranteed death benefit’ equal to total premiums paid to date accumulated at 6% per annum.
Key Features
Minimum Premium: Rs 24000/- Year and Rs 2000/- month
Maximum Premium: No Limit
Term for Regular premium payment: Min 5 years & Max 12 years
Policy Term: Minimum 8 years to maximum 30 years
Age at entry: Min 35 years till Maximum 70 Years
Age at Vesting: Min 55 and Maximum 80 years
Key Benefits
- Receive Guaranteed Returns and regular income upon vesting.
- Multiple Premium Paying terms.
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HDFC Life Personal Pension Plus
101N091V04A Non-linked Participating Pension plan with assured benefit equals to 101% of total premiums paid to date on death or at vesting.
Key Features
Minimum Premium:Rs 24000/- Year & Rs 2000/- month
Maximum Premium: No Limit
Term for Regular premium payment: Equals to policy term
Policy Term: Minimum 10 years to maximum 40 years
Age at entry: Min 18 years till Maximum 65 Years
Age at Vesting: Min 55 and Maximum 75 years
Key Benefits
- Guaranteed Returns.
- Accumulation of reversionary, Interim and terminal bonuses (if declared) in the maturity value.